Manager, Small Business Credit Strategy
Job Summary
Job Description
What is the Opportunity?
As Manager, Small Business Credit Strategy, your responsibility is to monitor and improve the overall credit quality of the small business portfolio. You will balance business growth with risk appetite, and develop credit strategies that govern Small Business lending products. Using advanced analytics, you will optimize these strategies with respect to risk, reward, operational efficiency, and customer impact.
What will you do?
Reporting to the Senior Manager, Small Business Credit Strategy, you will design and monitor credit strategies that automates adjudication and exposure management decisions for small business lending products
You will build and maintain dashboards in Tableau that monitor the performance and health of the portfolio
You will collaborate with teams across the company (Risk Management, Product teams, Tech and Collections) to identify credit risks and financial opportunities
You will develop deep knowledge in Small Business Financing products and build profitability models using statistical analysis
You will present the outcomes and recommendations of your work to stakeholders and drive the approval and implementation of your credit strategies
What do you need to succeed?
Must-have:
2 years of experience performing advanced analytics or data science, ideally for credit lending or deposit products
Solid technical knowledge of data manipulation and querying tools such as SAS, SQL, Python, etc.
Proficient with data visualization tool such as Tableau
Strong interpersonal communication and presentation skills
Ability to learn quickly and adapt to environment
Analytical mindset and problem solving skills
Undergraduate degree in Economics, Business, Engineering, Mathematics, Statistics or other quantitative field of study
Nice-to-have:
Experience in financial services industry
Broad understanding of risk management, credit strategy, and analytics
Ability to create and articulate a business case to senior management and other stakeholders
Job Skills
Business Process Design, Critical Thinking, Derivatives, Economic Analysis, Financial Instruments, Fraud Risk Management, Industry Knowledge, Investment Risk Management, Risk Control, Risk ManagementAdditional Job Details
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Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Inclusion and Equal Opportunity Employment
At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
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